Texas Cash Back Real Estate Jill Aylwin - Real Estate Broker, Realtor, MBA Contact Us     Ph: (281) 334-CASH

  Overview of the Buying & Selling Process

Buyer

1 Considers purchasing a home

2 Selects a real estate agent

3 Determines needs and wants

4 Discusses financial issues-Loan Application

5 Views & researches target homes

6 Makes an offer to buy

Seller

1 Decides to sell property

2 Selects a real estate agent

3 Determines needs

4 Prepares home for marketing

5 Agent markets the home

6 Accepts, rejects or counters offer

7 Offer Accepted

8 Loan Application (if not already completed)

9 Inspections

10 Title Search

11 Appraisal

12 Loan Approval

13 Closing Papers Signed

14 Documents Recorded

15 Funds Available To Seller

16 Seller Moves Out

17 Buyer Moves In

  Just a Few Benefits of Home Ownership

Credit:

Owning a home helps you establish financial credibility. This can benefit you in other purchases - cars, credit cards, etc

Independence:

Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, keep pets and anything else within legal bounds, including playing that incredible movie on your surround sound entertainment system!

Investment:

As you make more payments and own more of your home, you add to its investment value. Most improvements you make will also add to its value. Also, if the house appreciates in value as the area increases in value, you build even more equity in it.

Pride:

A home reflects its owner's values and lifestyle. Owning a home can provide you with a source of pride, enjoyment and satisfaction.

Security:

A home can provide security against inflation because the value of your home increases as prices go up.

Stability:

Being established and becoming involved in a community provides a sense of belonging, stability and security.

Tax Advantages:

Interest on your mortgage loan and your property taxes are deductible on your yearly personal income tax return. Many of the closing costs associated with purchasing your home are also deductible.

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